Home Improvement Loan
Home Improvement Loan
Releasing funds held within the value of your home could help you transform the house you have into the home of your dreams.
Whether you want to extend or upgrade your current property to suit your family’s changing needs, or carry out home improvements to add value before a future sale, accessing the money from your property could be the solution.
Faced with housing market uncertainty, moving costs and the disruption of changing school catchment areas, many families opt to stay and improve their current home rather than looking for somewhere new. With such a significant change in the way we work brought about by the impact of Coronavirus and lockdowns, there has been a real need to ensure you have the best arrangements in place to work effectively.
At One Four Nine Mortgages, we pride ourselves on delivering a personalised service, so we’ll work with you to find out whether equity release is the best solution in your circumstances, compared to other options such as borrowing on a mortgage to fund your home improvements.
If you decide to go ahead, we’ll use our independent, whole-market access to find low interest rates for you to take advantage of, and help you integrate your equity release with the rest of your financial planning.
From refurbishing a kitchen or bathroom to adding that home office, conservatory or extension, using equity release to fund home improvements could see you living in your ideal home without having to enter the property market. Contact us for a free no-obligation consultation on whether releasing some of the equity in your home could help turn your home improvement dreams into reality.
Read our Mortgage Brochure below or reach out directly to talk to us.
Your home may be repossessed if you do not keep up repayments on your mortgage. Home reversion plans and lifetime mortgages are complex products. A lifetime mortgage is a loan secured against your home. To understand the features and risks, ask for a personalised illustration. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.