First-time buyers

First-Time Buyers

Home /// Mortgages /// First-Time Buyers

First-Time Buyers

If you’re ready to leave renting behind, we can help you to get on to the property ladder with a tailored first-time buyer mortgage.

Our mortgage specialists will help you find answers to questions such as ‘how much can I borrow?’, ‘how much do I need for a deposit?’ and ‘what are gifted deposits and are there other ways I can get started?’

First-time buyers

We’ll explain the different types of mortgages on offer, helping you find the one that’s right for you, and give you a clear picture of the total cost of your big move, from Land and Buildings Transaction Tax to ongoing affordability factors such as insurance and council tax.

We have a dedicated mortgage advisory team at One Four Nine Mortgages who are here to make the whole process run as smoothly as possible, from the start of your application to moving day.

Read our Mortgage Brochure below or reach out directly to talk to us.


Your home may be repossessed if you do not keep up repayments on your mortgage.


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